CDs: Certificates of Deposit
All the security of a savings account, with more earning power.
Everything you need to know about Equity Bank CDs.
Why choose a CD?
A Certificate of Deposit safeguards your money and accrues interest for a fixed term, fully insured by the FDIC. Earn interest monthly, and deposit it back into the CD or into another Equity Bank account.
Choose the term that’s right for you.
Unlike traditional savings accounts, CDs only work when you leave the money deposited in the bank – early withdrawals are penalized. So it’s important to understand your financial goals and the amount of time you’re willing to wait without moving your money. At Equity Bank, we offer a wide variety of CD terms, from as little as 90 days to as much as 5 years.